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The Debt Payoff Tracker (Printable)

Color a box for every chunk of debt you kill. Seeing the wall fill up is the fuel to finish.

Brad Schweinsburg

Brad Schweinsburg

— 2 min read
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There is a reason debt payoff charts work. Watching a wall of boxes fill in, one paid-off chunk at a time, turns a boring spreadsheet number into something you can actually feel. Put in what you owe, print it, and color a box every time you knock out another slice.

Enter your debt, then print and color a box for every chunk you pay off.
Debt Payoff Tracker Each box paid off = a chunk of the total. Color one in every time you pay it down.

Two boxes at a time beats zero. Every extra dollar above the minimum fills these boxes faster, and every filled box is interest you will never pay again. Pair this with the debt snowball (smallest balance first) and the wall fills up quick enough to keep you hooked.

How to use it

This grid has 50 boxes, so each one is one fiftieth of your total debt. Owe $5,000? Every box is $100. Owe $12,000? Every box is $240. Print the sheet, keep it somewhere you will see it every day, and color in a box each time your balance drops by that amount. It sounds almost too simple to matter, but seeing the finish line get closer is exactly the fuel most people need to keep going.

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