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The Monthly Budget Worksheet (Printable)

Fill it in on screen and it totals as you go, or print it blank for the kitchen table.

Brad Schweinsburg

Brad Schweinsburg

— 3 min read
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Here is the one page that ends the guesswork. Fill it in on your screen and it adds up as you go, or hit print and fill it in by hand at the kitchen table. Either way, the goal is the number at the very bottom: what is left after every dollar has a job.

Fill it in below (it totals automatically), or print a blank copy.
Monthly Budget Worksheet Month:

Income (take-home)

$
$
$
$
Total income$0

Fixed bills

$
$
$
$
$
$

Everyday spending

$
$
$
$
$

Savings and debt payoff

$
$
$
Total out (bills, spending, savings)$0
Left to assign$0

The goal is zero left to assign. That does not mean spend it all. It means every dollar already has a name, including the ones going to savings and debt. If the bottom number is positive, send it to your top goal. If it is negative, something up top has to come down. That is the whole game, one month at a time.

How to use it

Start with your take-home income at the top, the amount that actually hits your account. Then give every dollar a job on the way down: fixed bills first, everyday spending next, and savings and debt payoff as real line items, not leftovers. When the bottom shows zero left to assign, you have a plan for the whole month. Print a fresh copy each month, or bookmark this page and fill it in on your screen.

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