Glossary
Routing Number vs Account Number, Explained Simply
One points to your bank, one points to you. You need both, entered right.
Glossary
Glossary
FDIC Insurance, Explained Simply
The reason your bank savings are safe up to $250,000, even if the bank fails.
Glossary
ACH Transfer, Explained Simply
The free, quiet way money moves between bank accounts. Just give it a few days.
Glossary
Direct Deposit, Explained Simply
Your paycheck, in your account automatically, often early and fee-free.
Glossary
Overdraft Fee, Explained Simply
The $35 charge for spending money you did not have. Here is how to dodge it.
Glossary
Tax Withholding, Explained Simply
Your taxes, paid a little each check. Tune your W-4 and skip the April surprise.
Glossary
W-2 vs 1099, Explained Simply
One has taxes taken out, one leaves it all to you. Know before you sign.
Glossary
Standard Deduction, Explained Simply
Free money off your taxable income, no receipts needed. Most people should just take it.
Glossary
Tax Bracket, Explained Simply
A raise never shrinks your paycheck. Here is why moving up a bracket is nothing to fear.
Glossary
Gross Pay vs Net Pay, Explained Simply
Gross is what you earn, net is what you keep. Budget off the one that hits your bank.
Glossary
Brokerage Account, Explained Simply
The easy, often-free front door to buying your first investment.
Glossary
Asset Allocation, Explained Simply
The recipe for splitting your money across stocks, bonds, and cash.